Loans and Microfinance

Loan is a common way of financing companies: you borrow from the investors/lenders an agreed amount (the principal) and reply the principal and interest to them after a specified period of time. Microfinance loans typically target small business owners. 

• The Fico Bank offers the Kabayan microloan for entrepreneurs.
• The Bangko Kabayan Inc. offers both microfinance loans and an SME loan.
• The Cantilan Bank Inc. offers microfinance loans a business finance loan.
• The 1^st Valley Bank offers microfinance loans and Financial Assistance to Micro-Entrepreneurs (FAME).
• The Card Bank offers both microfinance loans and SME loans.
• Fairbank offers microfinance loans and SME loans.
• The Financial Executive Institute of the Philippines is offering a FINEX SME Plus Loan Portal where SMEs can register their loan requirements and hopefully be financed by lenders who view the requests.
• Business Diary published a list of funding sources for businesses in the Philippines.

Crowdfunding

Crowdfunding is the practice of funding a project or a venture by collecting small amounts of money by a large amount of people, typically through the Internet. In the Philippines, the following crowd funding opportunities exist:

• PhilAmTHropy (PATH) is a Filipino crowd funding website for and by Filipinos.
• Artiste Connect is a Filipino crowd-funding site for creative entrepreneurs and artists.
• GetStarted.Ph is the crowd funding community in the Philippines.
• Homegrown.ph is a Filipino crowd funding community.
• Start Some Good is a Australia based global crowdfunding platform for social impact projects.
• Kickstarter is a US-based global crowdfunding platform for creative projects. The platform is reward/donation based and offering financial incentives like equity or repayment is prohibited.
• Indiegogo is a US-based global crowdfunding platform that help individuals, businesses, and non-profits raise money online. The platform is reward/donation based and offering financial incentives like equity or repayment is currently prohibited. 

A list of the top crowd funding websites is available here.

Angel investments

Angel investments are typically the earliest equity investment in startup companies. Angel investors are almost always wealth individuals and commonly band together in investor networks. Usually, those networks are based on regionally, industry, or academic affiliation.

• Idea Space Foundation’s program is intended to provide startups the support needed at critical phases when ideas are being turned into actual commercial products
• 500.co is a Seed funding body that funds companies all around the world, including the Philippines
• Hack2Hatch is offering mentoring and seed investments in the Philippines
• Launch Garage is a Filipino accelerating and funding program
• Philippines Angel Investors is a list of private angel investors active in the Philippines.
• Manila Angels is a Manila (Philippines) based private network of Angel investors
• Narra Venture Capital invests in private high-technology companies.

Venture capital

Venture capital is money invested in a project in which there is a substantial element at risk, typically a new or expanding business.

• IMJ Investment Partners started investing in startups in Japan and Silicon Valley since January 2012.
• Tallwood Venture capital seeks to invest in talented entrepreneurs and potent ideas.
• First Asia Venture Capital Inc. (First Asia) is a venture capital company involved in a number of Philippine-based business
• Investment & Capital Corporation of the Philippines (ICCP) is a leading independent investment house that offers a wide array of financial services, enabling access to both the Debt Capital Market and the Equity Capital Market.
• CLFG CAPITAL CORP. (CLFG CAP), a member of the CL FOLLOSCO GROUP, is a private investment firm based in the Philippines. They seek to partner with small and medium size companies with sound business models and strong potential for earnings growth.

See Asia/Pacific listing of all Venture Capital firms

Grants and funds 

• Manila-based Asian Development Bank (ADB) is offering an initial $3.6-million grant for the development of inclusive business in the Philippines and the rest of Asia.
• The Asian Information Society Innovations Fund offers grants in ICT related innovations.

Other

• Shujog ACTS provides a combination of subsidies and reimbursable advances to help women-focused social enterprises access specialist support to prepare for investment. The SE should be working in one or more of the following sectors: agriculture, education, energy, health water and sanitation or the environment.